Hong Kong · Payca Group

The Bridge Between Asia-Pacific and Global Payment Networks

Prata Limited connects Asia-Pacific card infrastructure with European and North American payment operations - enabling seamless cross-border card programs at scale.

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What We Do

Asia-Pacific card infrastructure, connected to your platform

Prata Limited serves as the Asia-Pacific gateway within Payca Group - establishing and maintaining direct relationships with regional card providers, BIN sponsors, and financial institutions to power card issuing programs for merchants across EU and North America.

BIN Sponsorship Access

Direct relationships with Asia-Pacific BIN sponsors enabling multi-currency virtual and prepaid card issuance.

Cross-Border Connectivity

Structured corridors linking APAC card networks with EU and North American acquiring and settlement infrastructure.

Regulatory Positioning

Hong Kong-incorporated entity providing appropriate jurisdictional positioning for APAC partnership agreements.

How It Works

A structured three-layer model

APAC Networks

Prata maintains active relationships with card providers, BIN sponsors, and regulated financial institutions across Asia-Pacific.

Prata as Bridge

Agreements, compliance, and operational oversight are managed through Prata Limited — providing a single point of APAC coordination for Payca Group.

EU & North America

Card programs are delivered to merchants and platforms via Actisas OÜ (EU) and Parex Finance Inc. (Canada) — completing the cross-border loop.

Network

Built on established APAC relationships

Prata works with a curated network of Asia-Pacific financial institutions - including card issuers, BIN sponsors, acquiring banks, and regulated payment service providers across Hong Kong, Singapore, and broader APAC markets.

Card Issuers & BIN Sponsors

Regional card program providers enabling multi-currency virtual and prepaid card issuance.

Acquiring Banks

APAC-based acquiring institutions providing settlement and transaction processing infrastructure.

Payment Service Providers

Regulated PSPs and EMIs operating across Hong Kong, Singapore, and Southeast Asia.

FX & Treasury Providers

Cross-currency conversion and treasury management partners supporting EUR, USD, HKD, and SGD corridors.

Group Structure

Part of Payca Group

Prata Limited operates as the Asia-Pacific arm of Payca Group - a regulated payment infrastructure group with entities across three jurisdictions.

Prata Limited

Hong Kong

Asia-Pacific gateway. Card network relationships, BIN sponsorship access, APAC compliance.

Actisas OÜ

Estonia · EU

Primary operating entity. EU merchant contracting, platform operations, KYB/AML.

Parex Finance Inc.

Canada

MSB C10001707. Regulated financial entity, banking infrastructure, FX operations.

Contact

Let's talk.

We work with card providers, BIN sponsors, acquiring banks, and regulated financial institutions across Asia-Pacific and beyond.

st@prata.io

Prata Limited · Hong Kong · Part of Payca Group

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